Why Buy Travel Protection?

Not sure if you need travel protection? Learn why it’s a good idea.

Emergencies can happen when you least expect them.

Our travel protection plans include coverage for Trip Cancellations, Trip Interruptions, Accident & Sickness Medical Expense, Baggage and Personal Effects, Baggage Delays, Travel Delays and much more. Plus, we offer 24-hour Non-Insurance Traveler Assistance Service to help you with emergency situations that arise during your [if_partner id=”frs”]student travel experience[/if_partner][if_partner id=”pp”]program[/if_partner][if_partner id=”nytj”]journey[/if_partner][default_partner]trip[/default_partner].

Many travel arrangements are non-refundable, and the best airline and cruise deals may only provide few options if you must cancel your [if_partner id=”frs”]student travel experience[/if_partner][if_partner id=”pp”]program[/if_partner][if_partner id=”nytj”]journey[/if_partner][default_partner]trip[/default_partner]. Your personal medical insurance may provide little or no coverage when traveling abroad. And, how many times has your flight been cancelled or delayed?

Trip Cancellation or Interruption

Do you want to protect your prepaid [if_partner id=”frs”]student travel experience[/if_partner][if_partner id=”pp”]program[/if_partner][if_partner id=”nytj”]journey[/if_partner][default_partner]trip[/default_partner] costs if you must cancel or interrupt your [if_partner id=”frs”]student travel experience[/if_partner][if_partner id=”pp”]program[/if_partner][if_partner id=”nytj”]journey[/if_partner][default_partner]trip[/default_partner]? Trip Cancellation and Trip Interruption protects the financial investment you’ve made in your travel arrangements against a variety of unforeseeable reasons, both medical and non-medical, that may affect you or your travel plans.

Baggage and Personal Effects

You’ve heard it before, leave your valuables at home! But sometimes a formal suit or other personal items taken on the [if_partner id=”frs”]student travel experience[/if_partner][if_partner id=”pp”]program[/if_partner][if_partner id=”nytj”]journey[/if_partner][default_partner]trip[/default_partner] are lost or stolen.

Accident & Sickness Medical Expense

Does your health insurance cover you away from home? Health insurance plans may offer little or no coverage for medical expenses you incur while traveling outside the United States. Our plans reimburse you for covered on-trip medical expenses.

Travel Delay

[if_partner id=”es”]Our plan includes provisions to cover additional expenses incurred for meals and accommodations when you are delayed 5 hours or more due to a flight delay or cancellation, or for other covered reasons.[/if_partner][if_partner id=”cht,pp,atc,alt”]Our plan includes provisions to cover additional expenses incurred for meals and accommodations when you are delayed 12 hours or more due to any delay of a common carrier, or for other covered reasons.[/if_partner][if_partner id=”rei,rem,nytj,mta,bkr”]Our plan includes provisions to cover additional expenses incurred for meals and accommodations when you are delayed 8 hours or more due to a flight delay or cancellation, or for other covered reasons.[/if_partner][default_partner]Our plan includes provisions to cover additional expenses incurred for meals and accommodations when you are delayed 12 hours or more due to any delay of a common carrier, or for other covered reasons.[/default_partner]

Waiver of Pre-Existing Condition Exclusion

[if_partner id=”bkr”]All of our plans include a provision to waive the exclusion for pre-existing medical conditions. The waiver provision only applies if payment for this plan is received by Backroads, Inc. at or before the final payment due date for your travel arrangements. You must not already be disabled from travel at the time you purchase your plan.[/if_partner][if_partner id=”sce”]All of our plans include a provision to waive the exclusion for pre-existing medical conditions. The waiver provision only applies if you purchase your travel protection plan within 14 days of the date you made your first payment for your travel arrangements. You must not already be disabled from travel at the time you purchase your plan.[/if_partner][if_partner id=”alt”]All of our plans include a provision to waive the exclusion for pre-existing medical conditions. The waiver provision only applies if you purchase your travel protection plan within 30 days of the date you made your first payment for your travel arrangements. You must not already be disabled from travel at the time you purchase your plan.[/if_partner][if_partner id=”atc”]All of our plans include a provision to waive the exclusion for pre-existing medical conditions. The waiver provision only applies if you purchase your travel protection plan within 21 days of the date your initial payment or deposit for your trip is received and you are not disabled from travel at the time you purchase your plan.[/if_partner][if_partner id=”pp”]Our plan includes a provision to waive the exclusion for pre-existing medical conditions. The waiver provision only applies if you purchase your travel protection plan before or with your final payment for your travel arrangements. You must not already be disabled from travel at the time you purchase your plan.[/if_partner] [if_partner id=”rei,rem,cht,nytj”]Our plan includes a provision to waive the exclusion for pre-existing medical conditions. The waiver provision only applies if you purchase your travel protection plan within 21 days of the date you made your first payment for your travel arrangements. You must not already be disabled from travel at the time you purchase your plan.[/if_partner][if_partner id=”ta”]All of our plans can provide coverage for pre-existing medical conditions. The waiver provision only applies if you purchase your travel protection plan within 15 days of the date you made your first payment for your travel arrangements and you are not already disabled from travel at the time you purchase your plan.[/if_partner][default_partner]All of our plans include a provision to waive the exclusion for pre-existing medical conditions. The waiver provision only applies if you purchase your travel protection plan within 15 days of the date you made your first payment for your travel arrangements. You must not already be disabled from travel at the time you purchase your plan.[/default_partner]

Missed Connection

What happens when your layover doesn’t go as planned? Our benefits include coverage for additional transportation cost to join your trip and the unused prepaid land or water travel arrangements when you miss your trip departure because your arrival at your trip destination is delayed 3 hours or more due to a common carrier delay or for other covered reasons.